
It’s a simple 401(k) QDRO, what could go wrong?


Allocating participant’s separate property contributions over time as they were actually contributed, instead of all $140,000 on 1/1/2013, along with more frequent reconciliation of investment return, yields alternate payee a final payout of $740,766 (which is $199,010 MORE than alternate would have received had there been no tracing).