Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # Moon, Schwartz & Madden ## Sitemaps - [XML Sitemap](https://msmqdros.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [A closer look at In Re Marriage of Zamudio and the potential impact on the allocation of early retirement subsidies in divorce (PART I) (In Re Marriage of Zamudio, 2019 IL 124676)](https://msmqdros.com/a-closer-look-at-in-re-marriage-of-zamudio-and-the-impact-on-early-retirement-subsidies-in-illinois-public-retirement-plans/) - [Marital Property in Illinois Public Pension Plans (PART II): Actuarial Valuation, QILDROs and the QILDRO Discount](https://msmqdros.com/marital-property-in-illinois-public-pension-plans-part-ii/) - [How to correctly value the community property interest in a public retirement plan such as the Public Employees Retirement Association of New Mexico](https://msmqdros.com/how-to-correctly-value-the-community-property-interest-in-a-public-retirement-plan-such-as-the-public-employees-retirement-association-of-new-mexico/) - [It's a simple 401(k) QDRO, what could go wrong?](https://msmqdros.com/its-a-simple-401k-qdro-what-could-go-wrong/) - [Pension valuations in divorce: Actuarial valuation vs. Life Expectancy valuation explained.](https://msmqdros.com/pension-valuations-in-divorce-actuarial-valuation-vs-life-expectancy-valuation-explained/) - [Sacramento County Public Law Library](https://msmqdros.com/sacramentoc-county-lib/) - [Gray Divorce – Helpful tips on understanding (Q)DRO income streams, pension valuations and survivor benefits.](https://msmqdros.com/gray-divorce-helpful-tips-on-understanding-qdro-income-streams-pension-valuations-and-survivor-benefits/) - [How to Correctly Value the Community Property Interest In a Public Retirement Plan](https://msmqdros.com/how-to-correctly-value-the-community-property-interest-in-a-public-retirement-plan/) - [Common mistakes in understanding monthly benefit calculated under a defined benefit plan QDRO.](https://msmqdros.com/common-mistakes-in-understanding-monthly-benefit-calculated-under-a-defined-benefit-plan-qdro/) ## Pages - [Home](https://msmqdros.com/) - Moon, Schwartz & Madden is a consulting firm that specializes in providing court trusted valuation of retirement plans and QDROs. - [Colorado](https://msmqdros.com/colorado/) - [PV-T Intakes](https://msmqdros.com/pv-t-intakes/) - [PV Intake Form - Illinois #3](https://msmqdros.com/pv-intake-form-new-york/) - [Contact](https://msmqdros.com/contact/) - [Get Started](https://msmqdros.com/get-started/) - [PV Intake Form - Wisconsin](https://msmqdros.com/pv-intake-form-wisconsin/) - [Wisconsin](https://msmqdros.com/wisconsin/) - [PV Intake Form - West Virginia](https://msmqdros.com/pv-intake-form-west-virginia/) - [West Virginia](https://msmqdros.com/westvirgina/) - [About](https://msmqdros.com/about/) - [QDRO Intake Form](https://msmqdros.com/qdro-intake-form/) - [Missouri](https://msmqdros.com/missouri/) - [Services](https://msmqdros.com/services/) - [A/B Intake Form](https://msmqdros.com/ab-intake-form/) - [A/B Intake](https://msmqdros.com/a-b-intakes/) - 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[Rates](https://msmqdros.com/rates/) - [Client Resources](https://msmqdros.com/definitions/) - [Glossary](https://msmqdros.com/glossary/) - [FAQ](https://msmqdros.com/faq/) - [Supplemental Form](https://msmqdros.com/supplemental-form/) - [PV Intake Form](https://msmqdros.com/pv-intake-form/) - [Crowd Funding](https://msmqdros.com/services/crowd-funding/) - [Credit Rating Advice](https://msmqdros.com/services/credit-rating-advice/) - [Small Business Loans](https://msmqdros.com/services/small-business-loans/) ## FAQs - [Do QDROs apply to welfare benefit plans?](https://msmqdros.com/faq-items/do-qdros-apply-to-welfare-benefit-plans/) - [What happens if the participant dies before the QDRO is approved by the Plan Administrator?](https://msmqdros.com/faq-items/what-happens-if-the-participant-dies-before-the-qdro-is-approved-by-the-plan-administrator/) - [Does the distribution of a portion of the plan participant's benefits under a plan constitute a garnishment of such participant's wages as defined under federal or state law?](https://msmqdros.com/faq-items/does-the-distribution-of-a-portion-of-the-plan-participants-benefits-under-a-plan-constitute-a-garnishment-of-such-participants-wages-as-defined-under-federal-or-state-law/) - [Are alternate payee's under a QDRO treated a "Beneficiaries" under ERISA?](https://msmqdros.com/faq-items/are-alternate-payees-under-a-qdro-treated-a-beneficiaries-under-erisa/) - [Do the reporting and disclosure provisions of ERISA and the Code apply to alternate payees receiving plan benefits under a QDRO?](https://msmqdros.com/faq-items/do-the-reporting-and-disclosure-provisions-of-erisa-and-the-code-apply-to-alternate-payees-receiving-plan-benefits-under-a-qdro/) - [Can a QDRO provide that all of the participant's accrued benefits are to be paid to the alternate payee?](https://msmqdros.com/faq-items/can-a-qdro-provide-that-all-of-the-participants-accrued-benefits-are-to-be-paid-to-the-alternate-payee/) - [How should a plan administrator handle a domestic relations order that was submitted before the effective date of the provisions relating to QDROs under the Retirement Equity Act of 1984?](https://msmqdros.com/faq-items/how-should-a-plan-administrator-handle-a-domestic-relations-order-that-was-submitted-before-the-effective-date-of-the-provisions-relating-to-qdros-under-the-retirement-equity-act-of-1984/) - [Do QDROs apply to plans sponsored by the government and churches?](https://msmqdros.com/faq-items/do-qdros-apply-to-plans-sponsored-by-the-government-and-churches/) - [When will the Plan Administrator begin to segregate an separately account for the alternate payee's share of the benefits?](https://msmqdros.com/faq-items/when-will-the-plan-administrator-begin-to-segregate-an-separately-account-for-the-alternate-payees-share-of-the-benefits/) - [Can a QDRO provide the alternate payee with a portion of the participant's "future" benefits under the Plan ?](https://msmqdros.com/faq-items/can-a-qdro-provide-the-alternate-payee-with-a-portion-of-the-participants-future-benefits-under-the-plan/) - [How will the alternate payee's share of the benefits be "allocate" among the participant's various accounts and/or subaccounts under a defined contribution plan?](https://msmqdros.com/faq-items/how-will-the-alternate-payees-share-of-the-benefits-be-allocate-among-the-participants-various-accounts-and-or-subaccounts-under-a-defined-contribution-plan/) - [Will the alternate payee be entitled to growth on his/her share of the benefits "automatically" under a defined contribution plan?](https://msmqdros.com/faq-items/will-the-alternate-payee-be-entitled-to-growth-on-his-her-share-of-the-benefits-automatically-under-a-defined-contribution-plan/) - [Under a defined benefit pension plan con an alternate payee's share of the benefits be given to his/her beneficiary or estate in the event of the alternate payee's death?](https://msmqdros.com/faq-items/under-a-defined-benefit-pension-plan-con-an-alternate-payees-share-of-the-benefits-be-given-to-his-her-beneficiary-or-estate-in-the-event-of-the-alternate-payees-death/) - [Are benefit payments to the Alternate Payee automatic once the QDRO is qualified?](https://msmqdros.com/faq-items/are-benefit-payments-to-the-alternate-payee-automatic-once-the-qdro-is-qualified/) - [What is the earliest date on which the alternate payee can begin to receive benefits under a QDRO?](https://msmqdros.com/faq-items/what-is-the-earliest-date-on-which-the-alternate-payee-can-begin-to-receive-benefits-under-a-qdro/) - [How can I obtain information about a Plan Participant?](https://msmqdros.com/faq-items/how-can-i-obtain-information-about-a-plan-participant/) - [What is an actuarial equivalent?](https://msmqdros.com/faq-items/what-is-an-actuarial-equivalent/) - [What is meant by the earliest retirement age?](https://msmqdros.com/faq-items/what-is-meant-by-the-earliest-retirement-age/) - [What are matching employer contributions?](https://msmqdros.com/faq-items/what-are-matching-employer-contributions/) - [What is a vested accrued benefit?](https://msmqdros.com/faq-items/what-is-a-vested-accrued-benefit/) - [What is the participant's "accrued benefit" under the defined benefit pension plan?](https://msmqdros.com/faq-items/what-is-the-participants-accrued-benefit-under-the-defined-benefit-pension-plan/) - [What is a defined contribution plan?](https://msmqdros.com/faq-items/what-is-a-defined-contribution-plan/) - [What is a defined benefit pension plan?](https://msmqdros.com/faq-items/what-is-a-defined-benefit-pension-plan/) - [Who is the alternate payee?](https://msmqdros.com/faq-items/who-is-the-alternate-payee/) - [What does ERISA stand for?](https://msmqdros.com/faq-items/what-does-erisa-stand-for/) - [How do I know what kind of information is required under a qualified domestic relations order (QDRO)?](https://msmqdros.com/faq-items/how-do-i-know-what-kind-of-information-is-required-under-a-qualified-domestic-relations-order-qdro/) - [What is a domestic relations order?](https://msmqdros.com/faq-items/what-is-a-domestic-relations-order/) - [What is the process for filing a QDRO?](https://msmqdros.com/faq-items/what-is-the-process-for-filing-a-qdro/) ## Categories - [Uncategorized](https://msmqdros.com/category/uncategorized/) - [Finance](https://msmqdros.com/category/finance/) - [Blog](https://msmqdros.com/category/blog/)